Reverse Mortgage Counseling

A reverse mortgage is a product that allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.


In a "regular" mortgage, you make monthly payments to the lender.  In a "reverse" mortgage, you receive money from the lender, and generally you don't have to pay it back for as long as you live in your home.  The loan is repaid when you pass away, sell your home, or when your home is no longer your primary residence. 

In order to qualify for a reverse mortgage, you must be at least 62 years old.

Regulation requires that all applicants receive counseling from a certified reverse mortgage specialist.  All CCCS counselors are certified and HUD-approved and offer counseling sessions both face-to-face and over the phone. 

Click here to read the FTC's article on Reverse Mortgages.

There is a $150 charge for reverse mortgage counseling sessions. 

For more information, contact us now!

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Chattanooga: 1-800-459-2227 | Huntsville: 1-888-381-8178 | CCCSReception@partnershipfca.com